If you’re reading this, chances are you're thinking about buying real estate or restructuring a mortgage loan. Our goal at THE MAIRS GROUP powered by PrimeLending, A PlainsCapital Company is to find the right mortgage solution for you based on your situation and objectives.  With the right mortgage plan, we have the opportunity to turn your housing expense into one of the most important investments you ever make. With debt restructuring, we have an opportunity reduce your debt payments and/or develop a strategy to payoff your debt more quickly. Whatever your situation is, we're committed to providing great loan advice, service and programs. For a quick, online MORTGAGE REVIEW of your current loan, click the "Contact Us" tab on the left and complete the form. We'll provide an insightful analysis of your refinance savings opportunities.

What does our commitment to excellence mean to you? It means that we advise you based on all the critical factors that determine the best loan terms and debt strategy for you. We use these factors to save and create tens of thousands of dollars over time for our clients. Locking in best rates and terms is a function of evaluating real time market conditions and  specific client situations and objectives.  This is what we strive to do in world class fashion.

DO YOU NEED TO RESTRUCTURE AN ADJUSTABLE RATE MORTGAGE (ARM) ? We know that many borrowers are facing payment increases with adjustable rate mortgages right now. Here's the bottom line. Most of these situations can be resolved by restructuring the debt. The critical issues are 1) current loan amount, 2) market value of the property and 3) current lender guidelines and 4) borrower debt financing resources. The best strategy can be found in our ARM Solutions Analysis. If you have an interest rate that going to adjust, call or email us immediately to schedule this important consultation.

Have questions about your credit score? We can help you understand the impact of your  credit score on your current and future borrowing power. Our network of credit and mortgage experts enables us to advise you through challenging credit situations. Or if you have excellent credit, we can advise you on how to secure discounted rates and terms on current and future credit transactions.

What about owning real estate for investment purposes? With the recent tightening of lending guidelines, there's a great opportunity for those who are properly positioned in their current homes to convert them to investment properties and buy another. Combined with slow growth in housing, the housing market offers price advantages as well as more people who need to rent. We'll do this analysis for you upon request.

Programs and advice for most any situation. We continue to provide no down payment options for those who qualify. Financing for investment property purchases are also available. Whether you're looking for financing, want advice or just have questions, we want to help you.  Call us now at 214.796.6090 or Contact Us online to get started.